No Hassle
Auto Financing

  • Financing for all credit types
  • $0 down options available
  • No application or processing fees
  • $350 / week income can qualify

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Get Driving Today – Regardless of Credit

We’ve helped thousands of drivers get the best rates on a car loan regardless of credit history.
We specialize in helping first time car buyers and clients with challenged credit.

GETTING APPROVED IS AS EASY AS 1…2…3

Get Pre-Approved

98% of our clients get approved by filling out our simple, secure, 100% online application.

Choose Your Dream Car

Work with our car buying concierge to find your dream car and schedule a test drive.

Start Driving

Satisfied with the test drive? Great! Sign a few papers and start driving today.

Where Will You Go?

Experience the ultimate freedom that comes with owning your own car.

Customers We’ve Gotten Driving

Working with Daniel Castillo at CarFi was a great experience. Daniel took the time to get to know my needs and made me feel comfortable with the whole process. I highly recommend working with Daniel to find your next car!

Chana Tolchin

San Diego, CA

Buying made easy!! I don’t have great credit and they worked with me. Renee at car Mart was amazing from start to finish!! Carfi made the process quick and painless. Didn’t waste my time and sent me to a dealership with amazing customer service. will gladly refer all my friends too.

Alicia Farley

San Diego, CA

I never thought that I would be driving my dream car around until I met these guys. They got me approved for a loan before I even went to the dealership and at the dealership, got me approved for an even better loan. They looked out for me through every step and made sure I left happy. I highly recommend!

Malik Burnett

San Diego, CA

For a first time buyer like myself they really made the process quick and easy. I recommend anyone looking for a car to check them out and ask for Danny.

Jay Toro

San Diego, CA

Estimate Your Monthly Payment

Don’t just guess, get an exact estimate of what your monthly payment will be with your Auto Loan Calculator tool.

"; About - MyCarFi

WE SAY, NO MORE!

Our mission is to never see another desperate buyer leave the lot empty handed or get taken advantage of with life-crippling APR. From the vast years of experience working with car dealers and our expert financing professionals, you’ll always find the deal you’re looking for.

  • We find you the perfect lender and dealer that are willing to get you what you need – no matter your credit history.
  • Review the best APR financing options as low as 3.99% APR.
  • You’re PRE-APPROVED before you pull into the lot.
  • Affordable payments that fit your budget

CarFi takes the worry out of looking for a deal in less than 1 minute. That’s less time spent worrying if you’ll get approved and more time for the more important things in life.

What are you waiting for? All it takes is a few clicks!

Frequently Asked Questions

How long does the application process take?
The application only takes a couple minutes to complete. You should complete every step of the application accurately and honestly for better loan success. If you leave some parts blank or do not complete all necessary steps, your application could be denied. You should get a response from us very quickly. In the unlikely case you do not hear from us, you should reapply and complete ALL STEPS. There may have been an error in your application or it may have been incomplete.
Is this program for new cars or used cars?
Currently our program is only for used cars with our pre-filtered qualified dealerships. We will be adding additional dealerships and new car financing in the future.
Are there any fees associated with your auto loan application?
Nope. We do not charge even one cent to our potential clients.
If I buy a Pre-Owned Vehicle, how can I be sure it is reliable?
Through our selective process, we have chosen to do business with only the best and credible dealerships in San Diego. That said, always ask about warranty options at the dealership you chose to do business with.
What are the interest rates for my auto loan?
Because we work with a multitude of banks, we always strive to find you the lowest interest rate possible. That rate is determined by a series of factors and varies for each loan.
Can I get an auto loan even if I have bad credit?
Absolutely, banks can’t keep the doors open if they aren’t loaning money. We understand that having great credit became more difficult after the recent recession, and we don’t believe people should be denied credit due to medical collections and small credit card debt. ALL CREDIT IS WELCOME.
What kind of vehicles can I get through your service?
The application only takes a couple minutes to complete. You should complete every step of the application accurately and honestly for better loan success.
Is it safe to submit my information over the internet?
The application only takes a couple minutes to complete. You should complete every step of the application accurately and honestly for better loan success. If you leave some parts blank or do not complete all necessary steps, your application could be denied. You should get a response from us very quickly. In the unlikely case you do not hear from us, you should reapply and complete ALL STEPS. There may have been an error in your application or it may have been incomplete.

GETTING APPROVED IS AS EASY AS 1…2…3

Get Pre-Approved

98% of our clients get approved by filling out our simple, secure, 100% online application.

Choose Your Dream Car

Work with our car buying concierge to find your dream car and schedule a test drive.

Start Driving

Satisfied with the test drive? Great! Sign a few papers and start driving today.